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Financial institutions news from around the web: January 13 – 17, 2025

Written on Jan 17, 2025

In a speech Jan. 9, Federal Reserve Gov. Michelle Bowman appeared to preview her approach if she’s the incoming president’s pick as vice chair for supervision, calling for more “discipline.” 

With all of today’s financial technology, has small business lending lost the human touch? This podcast dives into the results of the FDIC’s 2024 Small Business Lending Survey which finds that from the smallest banks to the largest institutions, small business loans are still generally made by…people. 

Investors ended 2024 brimming with optimism about US banks. What happens during the start of earnings season this week will put that optimism to a new test in 2025. 

U.S. banks will probably report stronger earnings, fueled by robust dealmaking and trading in the fourth quarter. 

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