The Banking Policy Institute wants lawmakers to further fine-tune the GENIUS Act to prevent any possibility of interest-bearing stablecoins.
Federal Reserve Vice Chair Michelle W. Bowman urged regulators to embrace blockchain technology and digital assets within the banking system during her speech at the Wyoming Blockchain Symposium 2025.
Major banking lobby groups urged regulators to delay the rollout of new global crypto standards for lenders, arguing the rules set three years ago are out of step with the current market landscape.
While it might sound like a niche compliance issue, de-banking sits at the intersection of financial crime prevention, political rights, trade flows and everyday access to money—and the UK, US and EU are taking sharply different approaches to it.